Questions and answers

A long-range financial planner. You describe your household once: ages, pay, accounts, spending, homes, cars, loans and benefits. It plays your plan forward year by year and shows what you'll have, the tax you'll pay, and the chance your money lasts.

Anyone who wants a long-range money plan without handing a bank login to an app or paying a yearly subscription. You don't need to know finance terms. The walkthrough explains each step in plain language.

No. Walk Me Through It is an educational planning tool. Its projections are estimates based on the numbers and assumptions you enter, and real results will differ. For advice about your situation, talk to a qualified professional.

Walk Me Through It. WMTI™ is our short name for the app.

On your own device. The planner runs on your phone or computer, and nothing you enter is sent to us.

No. You don't sign up or give us an email address to use the app.

No. You type in your numbers or import them yourself. We never ask for bank passwords.

Because we never hold a copy, we can't restore your data. Save a backup of your scenarios from the app and keep it somewhere safe.

Remove the app's data from your device. There is no other copy.

Yes. Building your plan, the year-by-year projection and the chance your money lasts are free, for good. See pricing.

Tools for deciding between plans: side-by-side comparisons, the optimizer, and the final PDF report and exports.

No. Pro is a one-time purchase.

Purchases go through the App Store or Google Play, so you can restore them on a new device signed in to the same store account.

We're setting the price with beta testers and will post it before launch.

Retirement age, saving and spending, buying or selling a home, cars, paying off loans, children and college, benefits and healthcare, and moving to another state.

It runs your plan hundreds of times with different market returns, inflation and costs. The spread of results shows how much luck matters, and the chance your money lasts sums it up.

Yes. It models US federal tax and the tax rules of all 50 states and Washington, D.C., including strategies such as Roth conversions.

A web version is open to invited testers now. Apps for iPhone and Android are in development.

Email support@lagrangeco.com with the subject "WMTI early access" and we'll invite you when there's room.

Email support@lagrangeco.com. Security problems go through our security policy.